DebtDynamics - Your Debt Relief Options

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Debt settlement offers you an intelligent solution to becoming debt free in a realistic time frame of 12 to 36 months. Debt Settlement reduces your total outstanding debt balances 30-60% by negotiating with your creditors to settle your accounts for an amount less than you owe. DebtDynamics.net has been highly successful at getting companies to accept the smallest settlement to satisfy your debts owed, and is the primary reason our clients are so happy with the results we achieve with their outstanding principal balances. Debt settlement is the best debt reduction option as it creates an environment that benefits the consumer. View our clients past results and rest easy knowing that your debt relief is just as easy to achieve.

Debt Settlement

Consumers who do not know about debt settlement live their lives hounded by debt collectors and sometimes choose the bankruptcy as their only option. This can potentially haunt you for the rest of your life. Others choose to work with credit counselors and work out a debt management plan. Unfortunately, debt management plans require you to make one monthly payment that is often higher than your previous minimum credit card payments. Credit counseling agencies actually work on the behalf of your creditors, therefore putting you in a situation that is not necessarily in your best interest. With Credit Counseling, you are still required to pay 100% of your principal balances plus interest. In contrast, debt settlement offers a debt reduction plan to reduce your outstanding principal debt of as much as 30-60% with Zero interest. Enrolling in DebtDynamics’s debt settlement program is the best solution for gaining relief from unsecured debt. Debt Settlement will provide you with immediate cash-flow relief and provide piece of mind that your stressful debt situation is being handled in a professional timely manner. Contact us and we will be happy to assist you.

Debt Settlement or Forensic Mitigation are Programs that can aggressively reduce your unsecured debt, Especially With Individuals that are facing a financial hardship Or Are Unable To Meet Your Current Minimum Credit Card Payments. Our Debt Settlement and forensic mitigation Programs Have Successfully Settled Thousands of Accounts with Creditors and Collection Agencies. This Is A Successful Debt Reduction Option and can reduce Your Actual Debt up to 60% while cutting your monthly payments 30-60%. To see if you qualify, Give Us A Call At 1-866-936-2213 (Agents Are Standing By) Or Fill Out The Contact Form Below And One Of Our Experienced Debt Reduction Agents Will Get Back To You Within 24 Hours. Help Is Only A Button Click Away!

* First Name

* Last Name

* Credit Card Debt


* Your Email

* Primary Phone

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* Best Time to Call


* State

Briefly describe your situation:

Bankruptcy

photo of a woman distressed over her bankruptcy Bankruptcy is a drawn out process, and recent changes in the bankruptcy law have added two additional steps that increase the burden on the filer. The first makes you obtain mandatory counseling before the bankruptcy can even begin, and the second requires you to acquire debt education counseling before the debts can be discharged.

With that in mind you can certainly see that you can't expect it to provide you with any immediate results.

Pros
This will provide immediate relief from your harassing creditors. if you make less than $15,000 annual income, you will qualify for a complete discharge of your debts.

Cons
•You will probably lose your large assets such as cars, home, investment accounts.
•You will payback more through bankruptcy compared to a Debt Settlement Plan
•You will never be able to hide from bankruptcy because it is a public record filing, bankruptcy will stay with you to the grave.
•You will pay the legal costs associated with bankruptcy

Credit Counseling

photo of a perplexed woman on the phone This is a program that allows you to keep your credit accounts active but you will no longer be able to use the cards.

It will maintain your credit score or improve your score if your accounts are past due by a couple of months.

A DMP will pay off the entire balance plus interest, on average you will payback 140% of the amount you currently owe.

Ex. If you owe $20,000 on credit cards, you will payback about $8,000 in fees and interest for a total of $28,000

Pros
•You maintain a good credit score
•You will not face collections calls
•1 monthly payment to the Debt management company but typically your payment is the same as your current payments combined or even higher

Cons
•Most people do not get out of debt with this program
•You will payback the full amount that you owe plus interest
•No guarantee that you will be out of debt in the time frame of the plan

Debt Consolidation Loan

photo of a woman explaining debt consolidation to a man

Debt Consolidation is based on using your credit and/or equity in your home to allow you to borrow enough to pay off your debt.

When experiencing a financial hardship, a debt consolidation loan can sound like a good option. However, with a debt consolidation loan you are replacing unsecured debts, with a secured debt, usually your home. It is likely a debt consolidation loan will take 15-30 years to pay off with minimum payments, principal and interest.

12 months after obtaining a consolidation loan, 80% of consumers continue to use their credit cards and ultimately end up in a worse debt situation than where they started from.

Pros
•You will pay off your debts through the equity of your home
•Only 1 monthly payment
•Tax benefits and savings

Cons
•Does not get you out of debt
•Credit accounts remain open giving you the ability to incur more debt
•Loss of home ownership/value in home

Do Nothing and Pay the Minimum Payments

photo of a person leaning back and doing nothing at all

The definition of insanity is doing the same thing over and over but expecting different results. Let us help you find a way that will rid you of your debts and make your life easier.

Are you continuing to pay the minimum payments each month but find your self further behind because the interest rates are killing you? Trying to hide from your debt will only make it worse! Unless you see winning the lottery in the next two months, you are not going to get out of debt on your own.

Step 1
Consult with a Debt Specialist at DebtDynamics to find out which programs you qualify for and the specifics as they pertain to your situation.

Step 2
The Debt Specialist will put together a plan for you to review and approve.

Step 3
The Debt Specialist will discuss with you different payment options and find the one that is best for you.

Step 4
The plan is put into effect and you immediately feel the benefits of the plan and you are on your path to becoming debt free.

The Path to Financial Stability Starts Here....

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Debt Settlement